PayPal Fee Calculator (Australia)
Australian business-account rates in Australian dollars: choose the payment type, say whether the payer is overseas, and see PayPal's fee and your net, or enter what you need to keep and get the amount to request.
Rates verified Nov 6, 2026Source: PayPal Australia — Merchant fees (last updated 13 Oct 2026)
What you keep
Net payout
A$96.80
Total fees
A$3.20
3.2% of gross
Profit
A$96.80
Margin on price
96.8%
| Buyer paid | A$100.00 |
|---|---|
| PayPal fee2.9% of A$100.00 + A$0.30 fixed | −A$3.20 |
| Net payout | A$96.80 |
How Australian PayPal fees work
| Payment type (Australian payer) | Fee |
|---|---|
| Standard commercial payment, including requested money and invoices | 2.90% + A$0.30 |
| QR code transactions | 1.20% |
| Charity (pre-approved) | 1.10% + fixed fee |
| Micropayments under A$10 (by approval) | 5.00% + A$0.05 domestic; 6.00% + A$0.05 international |
| Payer outside Australia | +1.00% |
Worked example
A buyer in New Zealand pays A$60.00. 2.90% plus 1.00% is 3.90% of A$60.00, or A$2.34, plus A$0.30: A$2.64 in fees and A$57.36 received. Converting NZD to AUD would add 3.0% to 4.0% on top.
Questions sellers ask
- What is the PayPal fee in Australia?
- 2.90% plus A$0.30 on a standard commercial payment, including money requested through an invoice, on PayPal Australia's business fee page updated 13 October 2026. Payments from outside Australia add 1.00%.
- How much does PayPal take from A$100?
- A$3.20 from an Australian payer, leaving A$96.80; A$4.20 from an overseas payer.
- What does currency conversion cost?
- 4.0% when paying in another currency, on refunds beyond one day, and on friends-and-family or Payouts transfers to a different currency; 3.0% in all other cases.
- What other fees apply?
- Chargebacks cost A$15.00 unless the sale is eligible for Seller Protection. Standard withdrawals to a card cost 1.00% with a A$0.25 minimum and A$10.00 maximum; withdrawals to a US bank account cost 3.00%. PayPal's AU page lists no dispute fees.
Related calculators
- PayPal Fee Calculator (US)Goods & Services, checkout, cards, invoices, QR and the international surcharge — your net, or the amount to request.
- eBay Australia Fee CalculatorFree selling (0%), eBay Pro plan tiers and overseas-seller rates, GST included.
- Discogs Fee Calculator9% selling fee with per-currency minimum and maximum, plus PayPal processing.
- StockX Fee CalculatorTransaction fee by seller level (9% to 7%) plus 3% processing and the regional minimum.
Sources and verification dates
- PayPal Australia — Merchant fees (last updated 13 Oct 2026) — checked Nov 6, 2026, in effect since Oct 13, 2026
Every value on this page is read from the linked official pages on the date shown. If a platform changes a fee, the change log records the old and new values and the effective date.